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Payment types

Each integration mode allows several types of payments:

• Immediate payment

It is a cash payment, you realize either authorization and validation (capture) or authorization and validation is performed automatically by Payline or the merchant. You can use the "webservice" calls or via our Payline back office

.

• Deferred payment

The merchant makes a request for authorization and validation of the payment is made for example during the shipment of the product. An application for authorization is valid for 7 days. This validation can be carried out either automatically via Payline, or by the merchant using either the batch interface functionality, or by calling the "do capture" webservice or via the administration center.

• Recurring payment

This feature is offered with a virtual wallet

. Your credit card will be registered and "tokenized" 

by Payline. You will be able to manage the wallets with

web services and web page.

Multi-currency: the payment solution Payline, accepts several currencies, the implementation of

that feature is possible when the merchant has subscribed to

contract

TPV Multi-currency (either with a national bank, or with a buyer cross-border).

Operations types

Once authorization or payment has been completed, you can do the following:

• Information request

Authorized Requests for 1 €  are made by Payline for

checking a cardholder's card. 

That operation is performed when creating a

wallet. Although it never

debits, the holder can see the authorization request on his bank account statement generating misunderstanding and discontent. In order to remedy

it, Payline has implemented the Request for Information .

• Refund

It is a request for

payment validated and

settlement payment, so the

shopper has been debited and the merchant has been credited. The

refund term is 6 months.

• Reset

The transaction cancellation

is possible, only if

transaction has been validated and

settlement done, so the

shopper has not been charged to his bank account.

• Debit

It is a forced debit

. The bank provides an authorization number, and

it allows

to make a debit request on the shopper bank card

with it.

• Credit

This is a request for re-credit of the buyer's credit card payment. This function is used to refund the

shopper if the merchant has not retained the identifier of the authorization transaction necessary for the doRefund function.

• Reauthorization

A request for authorization is valid for 7 days, beyond 7 days if you could not validate it and therefore your customer has not been debited yet, it is quite possible to use the option re-authorization, which makes an authorization without the presence of the cryptogram then a validation. The merchant must be able to make "recurring" payments with his distance selling contract.