StateShort MessageLong Message | Deny | Do not Honour | 15101 | REFUSED | DenyDeny | Restricted card | 15105 | REFUSED | Deny | Call acquirer security | 15106 | REFUSED | Deny | PIN tries exceeded | 15107 | REFUSED | Deny | Refer to issuer | 15116 | REFUSED | Deny | Insufficient funds | 15118 | REFUSED | Deny | No card record | 15119 | REFUSED | Deny | Transaction not allowed to cardholder | 15121 | REFUSED | Deny | Amount limits exceeded or outside valid load range | 15123 | REFUSED |
Deny | Frequency limits exceeded | 15125 | REFUSED |
Deny | DenyREFUSED | ERROR | Invalid PIN | 15167 | REFUSED |
Deny | No PIN assigned | 15168 | REFUSED |
Deny | PIN already present | 15169 | REFUSED | DenyDeny | PIN confirmation failed | 15200 | REFUSED | Deny & PickupDeny & Pickup | Fraudulent use detected by provider | 15204 | REFUSED |
Deny & Pickup | Restricted card | 15205 | REFUSED |
Deny & Pickup | Call acquirer security | 15206 | REFUSED |
Deny & Pickup | PIN tries exceeded | 15207 | REFUSED | Deny & Pickup | Special conditions | 15208 | REFUSED | Deny & PickupDeny & PickupDenyREFUSEDDeny | DenySystem error during ping/sign on or sign off | 15909 |
REFUSED | ERROR | System malfunction | 15913 | REFUSEDDeny | Duplicate transaction | 15914 | REFUSED | DenyDeny | Unable to trace original transaction | 15920 |
REFUSED | DenyERROR | Security error . authentication failed | 15921 |
REFUSED | ERROR | Security error . security answer not defined |
|