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Payment types
Each integration mode allows several types of payments:
- Immediate payment
It is a
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full payment, you realize either authorization and validation (capture) or authorization and validation is performed automatically by Payline or the merchant.
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You can use the "webservice" calls or via our Payline back office
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.
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- Diferred payment
The merchant makes a request for authorization and validation of the payment is made for example during the shipment of
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product.
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An application for authorization is valid for 7 days.
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This validation can be carried out either automatically via Payline, or by the merchant using either the batch interface functionality, or by calling
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doCapture webservice or via
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administration center.
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- Recurring payment and subscription
This feature is offered with a virtual wallet
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.
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Your credit card will be registered and
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"tokenized"
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by Payline.
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You will be able to manage the wallets with
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web services and web page.
Multi-currency: the payment solution Payline, accepts several currencies, the implementation of
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that feature is possible when the merchant has subscribed to
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contract
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TPV Multi-currency (either with a national bank, or with a buyer cross-border).
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Operations types
Once authorization or payment has been completed, you can
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do :
- Information request
Authorized Requests for 1 €
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are made by Payline for
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checking a cardholder's card.
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That operation is performed when creating a
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wallet.
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Although it never
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debits,
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the holder can see the authorization request on his bank account statement generating misunderstanding and discontent.
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In order to remedy
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it, Payline has implemented the Request for Information
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.
- Refund
It is a request for
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payment validated and
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settlement payment, so the
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shopper has been debited and the merchant has been credited.
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The
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refund term is 6 months.
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- Reset
The transaction cancellation
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is possible, only if
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transaction has been validated and
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settlement done, so the
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shopper has not been charged to his bank account.
- Debit
It is a forced debit
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. The bank provides
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an authorization number, and
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it allows
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to make a debit request on the shopper bank card
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with it.
- Credit
This is a request for re-credit of the buyer's credit card payment.
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This function is used to refund the
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shopper if the merchant has not retained the identifier of the authorization transaction necessary for the doRefund function.
- Reauthorization
A request for authorization is valid for 7 days, beyond 7 days if you could not validate it and therefore your customer has not been debited yet, it is quite possible to use the option re-authorization, which makes an authorization without the presence of the cryptogram then a validation.
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The merchant must be able to make "recurring" payments with his distance selling contract.