Content

Introduction

The Direct interface integrates into your IT solution.
The Payline payment solution acts as a bridge between your point of sale and your financial institutions that manage payment transactions.
Payment data is submitted to Payline for real-time authorization by Internet or private network.
The payment steps are managed directly in your shop. Your web site proposes to the buyer the payments method, collects the payment information and makes payment request to Payline.

Payment process workflow 

Your sales application submits buyer payment information to Payline.

Payline provides secure transfer and data payment processing. One single point of integration is necessary to do a payment request and retrieve transaction.

Steps

1. On your website, your buyer enters his card data to pay his order.
2. Your information system send to Payline (integration point) a payment request.
3. The card data (PAN) or card token are registered in your information system.
4. Payline realizes the payment transaction and returns the result (synchronous response). The merchant displays the proof of payment and the order validation (invoice).

Integration Mode

The Integrated Mode has two types of integration either by API Ajax or API Direct.

The Ajax API Mode allows:

• Using the tokenizer to process a PAN and vCVV Token ;
• Using Javascript to make getTokenWeb ;
• The available functions are: authorization request, Wallet, VerifyEnrollment, DirectDebit and DirectCredit ;
• If the e-merchant chooses an integration type "Direct Post" or "Javascript-Form" it will have to complete the SAQ A-EP regulation of standard PCI-DSS.

The API Direct Mode allows:

• Using POST methods and iframes;
• Use of the card number and the cryptogram;
• If the e-merchant chooses this integration, then its necessary to complete the regulation SAQ D of standard PCI-DSS.

Advanced features

The list of functions : 

API services

The API services available are :